Life’s going fine till it's time to pay
Then nobody cares about what you say
Borrowing all the time, now you’re in debt
Money's fun to spend, you bet

My arms are short and my pockets deep
And all the money that I have I want to keep
I'll be making my payments over time
That was long ago, now the lender whines

Moving down the river of life
Make your payments, grab a wife
Then you try to float upstream
It's much harder then it seems

Finally you make your goal
With no morals and no soul
Had to sell them on the way
So that you could live today

You’re up ****s creek
Installments due last week
Your bank book is looking bleak
Because you’re up ****s creek

Traveling without a paddle
For so long it doesn’t matter
Now you’re in a new tax bracket
Don’t forget your life jacket

And if you hit some waves
That’s all right the money saves
But if your cash flow stops
Will your life crumble and drop?

Now your debts are paid and you can relax
Got **** in your ears or is it wax?
I thought I saw your boat capsize bobbing
In the creek getting **** in your eyes